Bail Bonds in Bell Gardens

Beginner’s Guide to Budgets

Bail Bonds in Bell Gardens

Don’t look now but the holiday season is less than five months away. Depending on your financial situation, this fact can either excite or terrify you. It’s no surprise that there is a huge financial burden that comes along with the holidays. It’s time to take some of that financial pressure off of the holiday season and put the “Happy” back in “Happy Holidays.”

A key way to take that financial burden off of the holiday season is to start planning and budgeting for it NOW. If you’ve never budgeted before, the idea of starting from scratch can be sort of daunting. However, a budget isn’t scary, or at least it shouldn’t be. It’s something that when done well can be a lifesaver. It’s important to keep in mind that there isn’t one master way to budget. Rather, you have to figure out what’s best for your family’s situation.

To begin, you’ll want to get an overall idea about your family’s financial situation. Write down a list of all your monthly income, including your wages, child support, or any other type of income that is consistent from month to month. Next, write down a list of all your monthly expenses. This will include things like your mortgage or rent, utilities, debt, groceries, and car costs. Finally, write down a list of all your unnecessary expenses such as new clothes or eating at restaurants.

If you aren’t sure where your money is going each month, check with your bank to see if you can obtain a copy of your debit and credit card transactions.

Once you know where your money is going you will be able to start setting monthly caps on your expense categories. You should make sure you set limits/budget what you need for your expense that you cannot control such as rent, insurance, and utilities. After that, create spending limits for your unnecessary categories. In this case, if you’re planning for the holidays go ahead and add a column for gifts so you can either set aside money each month and buy gifts at once or buy a few gifts each month so the burden isn’t so large during the holiday season.

Budgeting takes time and it can be tricky at first, but it will pay off in the long-run. By knowing where your money is going you can plan ahead and adjust your spending habits to meet your family’s specific goals – like saving for college, planning for retirement, or taking a big family vacation. Be sure to take advantage of free online resources that offer budgeting guides, sample budgets, or downloadable budgeting sheets.

Remember, by spending a little less now you can spend more later on and reduce the financial burden of the holiday season.


Lynwood Bail Bond Store

Labor Day and DUI Checkpoints

Lynwood Bail Bond Store

Labor Day is rapidly approaching, and everyone is looking forward to a little extra time off. Labor Day marks the unofficial end to summer, and many people celebrate with one final barbeque. This means good friends and family will get together to enjoy the outdoors one last time while having some good food. This all tends to involve a bit of alcohol as well.

There is nothing wrong with enjoying a few drinks, so long as it is done responsibly. Unfortunately, not everyone is responsible with their alcohol consumption. Some people still think it is perfectly acceptable to get behind the wheel of a vehicle after having a few drinks. This is incorrect, and dangerous. Alcohol impairs the senses and clouds the mind, making it difficult for a person to drive in a safe manner.

Since holidays like Labor Day lead to more drinking, many law enforcement agencies set up DUI checkpoints on Labor Day. These checkpoints are used to find and pullover intoxicated drivers before they can cause an accident.

DUI checkpoint locations will always be posted before the evening in order to give drivers fair warning, thus allowing them to opt out of the stop if they want. A person can choose to avoid a DUI checkpoint, provided they do it in a legal manner. This means they cannot making any illegal U-turns, or other moves of this nature, to get away from the checkpoint.

With Labor Day right around the corner, it is important for everyone to be aware of the fact that there will likely be an increase in DUI checkpoints that weekend.

This shouldn’t be a problem for anyone so long as they are responsible with their alcohol consumption and do not drink and drive.


How Taxes Can Make Someone Violent: The Angry Taxpayer

Protect Yourself When Online Shopping

How Taxes Can Make Someone Violent: The Angry Taxpayer

When was the last time you bought something from a brick and mortar store? When was the last time you bought something from a website online? One of the many conveniences of the 21st century is the ability to shop and buy products from the comforts of your living room. You can quickly and easily compare prices, find the best deals, and load up on your favorite products without ever leaving home.

However, you’re not alone. You are not the only one taking advantage of the online shopping phenomenon. There are millions of hackers scouring the internet for consumers’ identities and personal information. In order to avoid having your credit or debit card information taken, or worse, having your personal information and identity stolen, there are a few simple things you need to do when making online purchases.

The first thing you should always do is to make sure you are making purchases from a legitimate store. According to Heimdal Security, hackers create fake websites that infect your computer as soon as you click the URL. If you do make a purchase, the hackers will obtain your credit card information, name, and address. You can spot fake websites by looking for strange URLs, a wide array of brands at really low prices, and a poorly designed or functioning website.

As tempting as it may be to make purchases using free WI-FI around town, don’t. If you utilize an unsecured internet connection, hackers can intercept your web traffic and watch you in real-time. You should also keep a close eye on your bank account for any suspicious activity or purchases that you didn’t make. If you come across an unknown purchase, report it to your bank immediately.

You should always be aware of your “surroundings” when making online purchases, but we know that you can’t always protect yourself. There are numerous antivirus software on the market that can help protect your computer and your identity.

Stay smart and stay safe when making online purchases by following these simple suggestions.


Wait, We Don’t Just BBQ?

Why Do We Celebrate Labor Day?

Wait, We Don’t Just BBQ?

Many people view Labor Day as one of the final summer barbeque holidays. It provides a relaxing three day weekend for everyone and lets people have a lot of fun. Unfortunately, this all means that the reason behind the actual holiday is often left forgotten. In fact, not many people could even tell you why Labor Day is celebrated.

Labor Day is celebrated on the first Monday of September and is meant to celebrate the accomplishments and achievements of the American workforce. The holiday became a federally recognized holiday in 1894 as a result of several deadly strikes and rights protesting poor work conditions.

In the late 1800’s work conditions were pretty poor in America. People had to work 12 hour days, 7 days a week just to scrap together just enough money to survive for another week. Workers at this time faced unsafe conditions, few breaks, and poor sanitary conditions.

Eventually, workers became fed up with these conditions, and strikes became prominent across the country. Soon, these strikes became deadly which helped draw awareness to the cause. The first unofficial Labor Day parade occurred on September 5, 1882 when 10,000 New York workers took unpaid time off to march from City Hall to Union Square.

As time progressed, the idea of a workman’s holiday became popular, and many cities and state began to enact laws recognizing the holiday for the first Monday in September. However, the holiday wouldn’t be recognized by the federal government for another 12 years. After several bad strikes in 1894, Congress passed an act to make Labor Day a nationally recognized holiday.

As you can see, Labor Day is about more than just relaxing with a three day weekend. It is about celebrating all of the hard work you and other workers across the country do every single day of the year.


Talk to Your Children about Bullying

Prevent Bullies

Talk to Your Children about Bullying

New year, same problem. It’s the start of a new school year, which means new classrooms and new friends. For some, it also means facing new bullies. Let’s join the nation and take a stand against bullying one child at a time. What better child to start with than your own? The new school year is the perfect opportunity to start, or continue, the conversation with your kids about the importance of being kind to everyone and avoid being a bully.

A bully isn’t just someone who beats up on another student. According to the CDC, “Bullying is any unwanted aggressive behavior(s) by another youth or group of youths that involves an observed or perceived power imbalance and is repeated multiple times or is highly likely to be
repeated. Bullying may inflict harm or distress on the targeted youth including physical, psychological, social, or educational harm.”

It is important to talk to your children about the different types of bullying. They are physical, verbal, and relational. Physical bullying is when one hits, kicks, punches, spits on, or trips another person. Verbal bullying is when someone taunts, calls another person a name, threatens, or makes sexual comments to someone else. The final type is relational, meaning someone is trying to harm another’s personal relationship by isolating them, spreading rumors, or sharing images.

According to stopbullying.gov, children are most likely to be bullied throughout elementary school. One of the key ways you can help prevent bullying is to address the bullying whenever and wherever you see it taking place. It is also important to talk to your children about the importance of being inclusive and kind to everyone, despite differences you may have.

If you would like more information on the warning signs, bullying prevention, or other educational materials, click here.


Bail Bonds in Carson

Amber Alerts

Bail Bonds in Carson

If you own a cell phone then it’s likely that you’ve heard the buzzer-like noise that blasts from the speakers at any given time of the day. Depending on the time of day or what you are in the middle of, you may or may not be slightly irritated at the unannounced noise. However, this noise, part of the National AMBER Alert Program, could be a signal of life or death for an abducted child.

According to the National Center for Missing and Exploited Children, the America’s Missing: Broadcast Emergency Response Plan, also known as the AMBER Alert program, is a partnership between law enforcement agencies, broadcast agencies, and transportation agencies to activate an urgent notification for serious child-abduction situations.

The blaring noise that comes over your cell phone is part of the Emergency Alert System that broadcasts a description of the abducted child, who the suspected abductor is, and the vehicle used for the abduction. This is done in an effort to immediately notify the public or assist in the successful recovery of the child.

You receive these notifications on your phone as part of Wireless Emergency Alert program. You automatically receive these notifications on your cell phone when you are in the geographic location that the alert has been issued. Luckily, the alerts are sent through a special wireless carrier so you are not charged the receipt of these notifications.

After you are startled by one of these notifications, it can be very tempting to turn them off – don’t. AMBER Alerts are effective. Of the 179 AMBER Alerts issued in 2016, 155 of the children were recovered and 43 of those recoveries were a direct result of the AMBER Alert being issued. That’s 43 children that were reunited with their families and will be able to grow up.

These alerts aren’t very common, California only issued 10 alerts in 2016. However, as we said before, these alerts could be the difference between life and death.

If you’ve turned off these alerts on your phone, we suggest turning them back on. You could be the difference in saving a child’s life.


Bail Bonds in Lynwood

Don’t Make Decisions While Hangry

Bail Bonds in Lynwood

Everyone gets hungry from time to time. When some people get too hungry, they get what is called hangry. This is just a fun word for describing how people get angry when they are hungry. When people are hangry, they don’t always make the best decisions. They snap at people they care about and are otherwise in a foul mood until they get some food in their belly.

What may be a perfect example of someone making a bad decision while hangry, is a recent crime from Fayetteville, Georgia. There, an unknown man stole a 53 foot trailer from local gas station. The trailer was filled with ramen noodles, which were valued at roughly $98,000. That’s a lot of noodles.

The trailer was legally parked at the gas station and was supposedly secured. The Fayette County Sheriffs believe that the person behind the crime is also responsible for other vehicle crimes in the area. These crimes include five car break-ins and a stolen motorcycle, in addition to the stolen noodle trailer.

The culprit of the crime has not yet been found, but he will likely regret the decision to steal the ramen trailer, no matter how hungry he may have been at the time. In Georgia, this can earn him anywhere from 1 to 10 years in prison, plus severe fines.

Here in California, this same crime would likely be considered felony grand theft under Penal Code 487 and would earn a person:

  • A prison stay of 16 months, 2 years, or 3 years.
  • A fine no larger than $10,000.

There could also be additional charges and fines, thereby increasing the penalties. Basically, making a mistake like this while hangry can be very costly for a person.

It is far better to simply go to a store or fast food restaurant.


Protect Yourself against Online Scammers

According to California, You Can’t Go Here

With school back in session, emotions are high at the thought of a new year with new friends and new opportunities. There’s one lesson that won’t be taught in the classroom, but it’s an important one to keep in mind as you start the new school year – how to protect yourself against online scammers. If you think scammers only target old individuals with “money,” think again.

There are hundreds of scammers out there that utilize the start of a new school year as an opportunity to take your money. According to FRAUD!ORG, there are three main scams to looks out for.

  1. The Diploma Scam – If you didn’t receive your high school diploma in the traditional sense, there are some websites that claim to give you your high school equivalent diploma simply by paying a small fee and taking an online test. If someone offers this to you, run. It’s a scam.
  2. The “Student Tax” Scam – If you receive a phone call “from the IRS” about owed taxes on a student loan, it’s a scam. The IRS will always reach out by mail before any phone call is ever made.
  3. Scholarship Scams – If a company asks that you cover any fees or taxes associated with a scholarship, they are scamming you out of money. If it’s a third-party scholarship, you should always check to make sure the company is legitimate.

There are simple ways to combat online scammers. The first is to know they exist – don’t be naive and think that everyone is friendly and no one wants to steal your money. You should also always check the credibility of the site you are making a purchase from. If you have any hesitations, check with the Better Business Bureau and see if the site or company has any complaints. When browsing the internet, don’t click on pop-up ads or suspicious links that are embedded in emails, even if you know the person – they might have had their account hacked.

These are just a few tips and tricks to keep your personal information safe, for a more in-depth look at ways to protect your personal information, click here.


What Is the Best Meal of the Day?

What Is the Best Meal of the Day?

What Is the Best Meal of the Day?

As summer comes to a close, kids are bracing for their inevitable return to school. Their days of sleeping in and relaxing will be over. In their place will be stress-filled, drowsy mornings that lead to long lectures. In the chaos of getting ready in the morning, it can be easy to forget what is arguably the most important meal of the day.

Everyone has heard that breakfast is the most important meal, and many studies have proven that this is true. Breakfast is the first meal a person has after roughly 8 hours of fasting. In order for your body to wake up and be able to focus on anything, it needs energy. Breakfast helps refill your energy and gives you a jumpstart for the rest of the day.

Eating breakfast in the morning, which should occur sometime within the first two hours after waking up, has many benefits. It can improve memory and concentration, which is very important for kids who are heading off to a day of learning. Eating breakfast can also make us happier, so you aren’t feeling hangry, and can reduce stress. All of this can combine to mean better grades for students.

Growing children need a lot of energy to stay active, and they can get a lot of that required energy from having breakfast. It is estimated that boys between the ages of 7 and 10 should consume roughly 1970 calories per day. Girls within the same age range should consume about 1740 calories per day.

As hard as it can be to fit in, in the early hours before school, it is important to always make time for breakfast. Doing so can put everyone in a better mood and help your kids be more attentive and prepared for the school day.

If you want what is best for your kids, then you should consider providing them with a good breakfast every morning.


2018, What Happened So Far?

Do You Happen To Know Your Rights?

2018, What Happened So Far?

Inmates are people too. Regardless of the crime committed or the time left to serve on their sentence, inmates are human beings that deserve to be treated as such. Across the nation, inmates are granted basic human rights that are protected by the U.S. Constitution. Whether you are facing prosecution or you have a family member behind bars, it is important to know your rights.

These are rights protected by the U.S. Constitution that you should be aware of.

  • The right to humane facilities and conditions – While awaiting trial, an inmate must be housed in proper facilities and cannot be treated as guilty.
  • The right to be free from sexual crimes – A prisoner cannot become the victim of sexual crimes or sexual harassment. This is protected by the Prison Rape Elimination Act. This act was established to “provide for the analysis of the incidence and effects of prison rape in Federal, State, and local institutions and to provide information, resources, recommendations and funding to protect individuals from prison rape.” (Prison Rape Elimination Act, 2003). The act was also responsible for developing standards for the elimination of prison rape.
  • The right to be free from racial segregation – There shall be no racial segregation in prisons.
  • The right to express condition complaints – An inmate has the right to express their concerns about the conditions of the prison to the courts.
  • The right to assert their rights under the Americans with Disabilities Act – Any inmate that has a disability is entitled to their rights as outlined in the Americans with Disabilities Act.
  • The right to medical care and attention as needed – An inmate is entitled to medical care for long-term and short-term ailments.
  • The right to appropriate mental health care – An inmate is entitled to mental health care.
  • The right to a hearing if they are to be moved to a mental health facility – If an inmate is to be moved to a mental health facility, they are entitled to a hearing.

If you have a family member who is facing incarceration, for any length of time, be sure they are made aware of their rights as an inmate before going behind bars. We believe that no matter what, you are entitled to the rights given to you by the U.S. Constitution and want to make sure they are upheld.

If you have questions about how we can help obtain your loved ones freedom through the bail bond process, give us a call today.